As you embark on your adventures with your RV or trailer camper in Idaho, it’s crucial to prioritize safety and protect your investment with the right insurance coverage. Here are some essential insurance tips and safety measures to keep in mind:
Insurance Coverage
- Ensure your RV or trailer camper is properly insured. Standard auto insurance may not provide adequate coverage for your RV, so consider specialized RV insurance that offers comprehensive coverage for both the vehicle and its contents.
- Look for policies that include liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage. These coverages can protect you in the event of an accident, theft, or damage to your RV.
Registration
- Register your RV or trailer camper with the Idaho Department of Motor Vehicles (DMV). You will need to provide proof of ownership, a completed application, and payment of registration fees. For many you can save yourself a trip to the DMV by visiting: Idaho DMV
- Idaho requires RVs and trailers to display a license plate, which must be renewed annually.
- BONUS TIP- Don’t forget! When registering your RV or Tow Vehicle you can purchase your Idaho State Passport for access to Idaho State Parks. Learn more at: Idaho State Parks Passport
Emergency Roadside Assistance
- Consider adding emergency roadside assistance to your insurance policy. This coverage can be a lifesaver if you experience a breakdown or mechanical issue while on the road, providing services like towing, fuel delivery, and tire changes.
Storage Insurance
- If you store your RV or trailer camper during the off-season, consider purchasing storage insurance. This coverage can protect your vehicle from theft, vandalism, and other damages while it’s not in use.
Safety Tips
- Conduct regular maintenance checks on your RV or trailer camper, including brakes, tires, and electrical systems, to ensure they are in good working condition.
- Always adhere to weight limits and load your RV or trailer camper properly to avoid accidents and damage to your vehicle.
- Practice safe driving habits, such as obeying speed limits, avoiding distractions, and taking breaks during long drives to prevent fatigue.
- Install and maintain carbon monoxide and smoke detectors in your RV or trailer camper to protect against fires and other hazards.
- Be prepared for emergencies by keeping a well-stocked first-aid kit, fire extinguisher, and emergency supplies on board.
Insurance Discounts
- Ask your insurance provider about discounts for RV safety features, such as anti-theft devices, GPS tracking systems, and driver safety courses. These discounts can help you save money on your insurance premiums.
By following these insurance tips and safety measures, you can enjoy peace of mind knowing that you’re protected on your Idaho RV and trailer camper adventures. Safe travels!
